eSewa is a popular digital payment platform in Nepal that enables users to make online payments, transfers, and financial transactions. It is one of the country's leading e-wallet services, offering a secure and convenient way to pay for services, buy products, transfer funds, and even top-up mobile phones. Users can link their bank accounts, debit/credit cards, or mobile wallets to their eSewa account for easy access to funds.
Some key features of eSewa include:
Bill Payments: eSewa allows users to pay various bills, including utility bills (electricity, water, and internet), taxes, and insurance premiums.
Money Transfer: The platform enables users to send and receive money to and from other eSewa users, or even transfer funds to bank accounts.
Mobile Top-ups and Recharge: Users can top-up their mobile balance for different telecom operators in Nepal directly through the app.
Online Shopping: eSewa can be used for making payments on e-commerce platforms, booking tickets, and even paying for food delivery services.
International Remittance: The service offers a way for Nepali citizens abroad to send money to their families in Nepal.
Secure Transactions: eSewa implements strong security measures, such as two-factor authentication (2FA) and encryption, to ensure users' data and transactions are safe.
eSewa has played a significant role in promoting digital payments and financial inclusion in Nepal, especially in rural areas where access to traditional banking services might be limited. It is available as both a mobile app and a web platform, making it accessible to a wide range of users across the country.